Maryland's exports are not limited to just products, as companies explore different ways to tap international markets.

"There may be opportunities, with the bigger national banks falling, for local banks to get into these markets," said John P. "Jack" Hollerbach, president HarVest Bank of Maryland in Gaithersburg.

HarVest is developing ways to offer international services such as wiring money between an overseas company and its local counterpart in Maryland and examining international lines of credit. "We want to be the commercial bank of choice for the entire I-270 corridor," he said.

Hollerbach has visited India, Korea and China in hopes of better understanding their business communities so he can provide that same atmosphere for local foreign-owned businesses.

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